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Coinbase announces cryptocurrency Visa debit card for U.S. clients that supports 30 cryptos

Coinbase is about to launch the Coinbase Card, a cryptocurrency Visa debit card that can be used with ATMs, checkout interface, or payment terminals.

Image by: Marco Verch Professional Photographer / Flicker

Thu, 29 Oct 2020, 12:55 pm UTC

Coinbase is about to launch a new product that will make it easier for its U.S. customers to pay for goods and services using their cryptocurrency. The San Francisco, California-based digital currency exchange is set to introduce the Coinbase Card, a crypto debit card that allows its holders to use any of the 30 cryptos that it supports.

Coinbase announced that it is launching a debit card for the U.S. market this winter, TechCrunch reported. Interested customers can already join the waitlist but they will only receive the debit card, called the Coinbase Card, as soon as it becomes available sometime in winter.

The Coinbase Card is basically a Visa debit card that can be used with any Visa terminal, ATM, or checkout interface. The only difference is that the funds will be directly deducted from the user’s cryptocurrency of choice.

This feature is what sets the Coinbase Card apart from other debit cards, which requires users to load funds onto the card before they could be used. The Coinbase Card gets the necessary funds for the payment directly from one’s Coinbase account. It eliminates the middleman and makes the payment process more convenient for cryptocurrency holders.

The Coinbase Card for U.S. users will support more than 30 cryptocurrencies, according to TheVerge. On the other hand, the Coinbase Card for EU customers only supports 9 cryptocurrencies.

U.S. customers who want to get the VISA card won’t be slapped with any issuance fee, unlike their European counterparts. However, Coinbase will charge 2.49 percent in crypto liquidation fees. The only exception is when users opt to use their USDC balance to pay for their purchase as they won’t be charged any fee for the transaction.

The U.S. Coinbase Card also comes with a rewards program. Users who pay using Bitcoin will earn back 1 percent in BTC. Meanwhile, users who opt to pay using Stellar Lumens could earn up to 4% back in the cryptocurrency.

Unfortunately, customers will have to wait a bit before they get their hands on Coinbase’s new Visa Card. The company said that they will be approving their first customer “this winter.” Once approved, customers will get a virtual card, which they can immediately use online while the physical card will arrive within two weeks.

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