Stablecoins Poised to Transform Global Finance by 2027

The future of money is being shaped by stablecoins, now seen not as crypto tools but as foundational financial infrastructure. At Paxos’ Global Dollar Network event, Sergio Mello of Anchorage Digital said the next three years will be the fastest in digital asset development. He emphasized stablecoins as a more efficient layer for fiat movement, merging transport and value into a single instrument.

Institutional momentum is building. Mastercard's Raj Dhamodharan highlighted real-world stablecoin use in remittances and B2B payments, allowing customers to transact in either fiat or digital currency. Worldpay's Ahmed Zifzaf noted businesses are already using stablecoins for real-time treasury operations on reliable chains like Solana.

Yet traditional banks remain divided. Luca Cosentino of Cross River pointed to legacy tech and regulatory hurdles. Still, Sunil Sachdev from Fiserv observed that while major banks hesitate, smaller ones are more aggressive, aiming to use stablecoins to attract low-cost deposits and innovate faster.

Kraken’s Mark Greenberg believes global adoption may outpace U.S. uptake, especially in inflation-prone economies. With better access to savings and payments, stablecoins can outperform fiat in many regions. As Mike Dudas noted, spending and saving in stablecoins is becoming frictionless thanks to payment giants like Visa and Mastercard.

Former CFTC chair Chris Giancarlo argued U.S. policymakers support stablecoins not just for innovation, but to boost demand for U.S. Treasuries and reinforce dollar dominance. Chainalysis CEO Jonathan Levin added that robust data infrastructure will be key as banks seek to manage risk across digital assets.

With regulatory clarity expected by 2027, stablecoins are no longer experimental—they’re defining the next phase of global finance, bridging traditional banking and blockchain with speed, stability, and reach.