Ripple Legal Chief Highlights Key Barriers to Crypto Adoption in New Survey

During a recent CNBC interview, Ripple’s Chief Legal Officer Stuart Alderoty outlined key obstacles to crypto adoption, citing results from a new survey by the National Cryptocurrency Association (NCA). According to Alderoty, the top barriers include a lack of education, lingering negative perceptions, and ongoing regulatory uncertainty—all of which deter mainstream adoption.

Interestingly, the survey, backed by a $50 million grant from Ripple, revealed that the majority of respondents believe crypto has positively impacted their lives. While investment remains the leading use case, a surprising number of users also utilize crypto for shopping.

Alderoty shared some unexpected findings: more people over the age of 55 reported owning crypto than those under 25, breaking the stereotype that digital assets are dominated by “crypto bros.” He also highlighted that nearly one-third of crypto holders are women, showing growing diversity within the space.

The NCA, although funded by Ripple, is positioned as a non-partisan nonprofit. Alderoty emphasized that it won’t engage in lobbying but aims to make crypto more accessible and better understood by everyday Americans. He also noted that under the previous administration, crypto holders often faced unwarranted vilification, which the NCA seeks to change by amplifying their voices.

Ripple CEO Brad Garlinghouse also spotlighted the survey earlier this week, aligning with the company’s broader mission to demystify blockchain technology and promote responsible adoption.

With crypto usage expanding across age groups and demographics, the findings highlight a shifting landscape—one where crypto is increasingly viewed not just as an investment tool, but as part of everyday financial life. As regulatory clarity improves, education and perception could prove pivotal in driving the next wave of adoption.