Ripple CEO Highlights NCA Report Revealing 21% of Americans Own Crypto

Ripple CEO Brad Garlinghouse recently drew attention to a new study from the National Cryptocurrency Association (NCA) titled “2025 State of the Crypto Holders.” Sharing the report on social media, Garlinghouse emphasized its key findings, noting that 21% of Americans now own cryptocurrency, and 76% of them say it has had a positive impact on their lives.

Garlinghouse praised the NCA’s efforts, stating that organizations like it are “spotlighting the practical, everyday use cases possible through crypto.” His endorsement reflects growing support for mainstream adoption and highlights how digital assets are becoming an integral part of personal finance for many.

The NCA report reveals that crypto ownership in the U.S. is largely driven by younger demographics. Nearly 70% of crypto holders are male and under 40, with millennials making up more than half of all users. These insights align with ongoing trends that show younger generations are more likely to invest in digital assets over traditional investment vehicles.

Regionally, the southern United States leads in crypto adoption, accounting for 39% of all crypto users, while the Midwest has the lowest share at just 17%. This geographic divide points to varying levels of access, education, and enthusiasm for blockchain and decentralized finance technologies.

As interest in cryptocurrency continues to grow, these findings underscore the need for increased education, infrastructure, and regulation. Reports like the NCA’s offer valuable insight into how crypto is shaping the financial habits of everyday Americans and signal its lasting presence in the economic landscape.

For those tracking crypto adoption trends, this report is a compelling snapshot of where the industry is headed—and who is leading the charge.