XRP Near 52-Week Low Despite ETF Inflows as Ripple Expands RLUSD in Europe, Japan

Ripple’s XRP is struggling to regain bullish momentum, hovering just above the $1 mark and sitting near its 52-week low despite steady institutional inflows into spot XRP exchange-traded funds (ETFs). At the same time, Ripple’s U.S. dollar-pegged stablecoin RLUSD is pushing into Japan and Europe, highlighting a widening gap between near-term price weakness and the company’s broader payments expansion.

As of June 27 UTC, XRP was trading at $1.0539, with 24-hour volume of about $1.20 billion. The token was up 1.12% on the day but remained down 7.88% over the past week and 20.00% over the past month, underscoring an ongoing short- to medium-term downtrend. XRP’s market capitalization stood at roughly $65.6 billion, giving it about 3.16% dominance of the total crypto market. Circulating supply was approximately 62.24 billion XRP, while the fully diluted valuation was around $105.4 billion.

Major financial outlets including Yahoo Finance have noted that XRP is trading close to its 52-week low and is down about 72% from its mid-year peak near $3.65. From a technical perspective, traders are closely watching the $1.04–$1.06 range as a key near-term support zone. A breakdown below that band could invite additional selling pressure, analysts warned, as liquidity thins at lower price levels.

Institutional outlooks on XRP’s longer-term prospects remain split. Standard Chartered has maintained a 2030 price target of $28, a bullish call that hinges on XRP capturing meaningful transactional volume within Ripple’s cross-border payments network. In contrast, crypto asset manager Bitwise presented a wider range of outcomes: an optimistic 2030 projection near $29.32 versus a bearish case as low as $0.13. The divergence reflects how heavily XRP’s valuation may depend on regulatory clarity and the pace of real-world adoption across the Ripple ecosystem.

One area of relative strength has been ETF flows. According to Benzinga, spot XRP ETFs attracted an additional $46.5 million in net inflows this month, taking cumulative net inflows since launch to more than $1.43 billion. Notably, the products have posted monthly net inflows in every month except one since inception—an indicator, market observers say, that some institutions are using ETFs to build longer-duration exposure even as the token’s spot price remains under pressure. With U.S. crypto regulation gradually becoming more defined, analysts expect ETF-based participation to remain a key channel for institutional positioning.

Ripple is also leaning into stablecoin-driven expansion. Benzinga reported that RLUSD has entered the Japanese market after securing regulatory approval from local authorities. Separately, Ripple has obtained a provisional CASP (crypto-asset service provider) license in Luxembourg, a step that could provide legal footing to broaden Ripple Payments across EU member states. Market participants view Luxembourg as a strategic gateway for scaling a compliance-forward payments footprint in Europe.

Still, RLUSD’s supply has contracted from a peak of about $1.8 billion earlier this year to roughly $1.57 billion, raising questions about whether the decline reflects cooling demand or routine balance-sheet and liquidity adjustments. The answer may matter for XRP investors because RLUSD’s utility—particularly if it drives higher on-ledger settlement or payment activity—could translate into stronger network usage on the XRP Ledger (XRPL).

For now, traders are focused on whether XRP can hold the $1.04 support area and whether RLUSD can show sustained traction in transaction volume as it expands into new jurisdictions. While XRP’s price action remains weak, Ripple’s regulatory progress and payments infrastructure efforts suggest the ecosystem is still trying to build a broader foundation—one that could shape sentiment as markets reassess long-term adoption and institutional participation.