XRP Gains as $119 Million ETF Inflows and Whale Buying Accelerate

XRP (XRP) was trading around $1.33 on Monday ET, supported by a sharp pickup in spot ETF inflows, renewed ‘whale’ accumulation on-chain, and growing expectations that the U.S. CLARITY Act could advance in Congress—factors that traders say are reinforcing short-term bullish momentum despite the token remaining well below its 2024 peak.

Market data showed XRP posting roughly $3.20 billion in 24-hour trading volume, up 54.9% from the prior day, while its market capitalization stood near $83.2 billion, keeping it ranked as the fifth-largest cryptocurrency. XRP’s seven-day return was about 4.15%, although the token remained approximately 63% below its previous high of $3.65 recorded last July.

The near-term catalyst attracting the most attention has been a jump in ETF demand. Spot XRP ETF products recorded about $119.6 million of inflows this week, the strongest weekly intake since December 2025, according to the report. Across seven approved spot XRP ETFs, cumulative assets under management have now surpassed $1 billion—an important psychological threshold that market participants often interpret as a signal of deeper ‘institutional demand’ and improving ‘liquidity inflow’ conditions.

On-chain indicators also pointed to strengthening accumulation. Data cited in the report suggested that large holders increased their buying activity to the highest level in roughly 10 months, reinforcing the view that bigger players are positioning for a potential policy and adoption-driven repricing. While such activity does not guarantee sustained upside, it can tighten circulating supply during periods of rising demand.

In parallel, Japan’s Rakuten Wallet said it will integrate XRP starting Tuesday ET (April 15), expanding access beyond spot trading to include payments through Rakuten Pay. Rakuten Pay has roughly 44 million active users, and the integration will allow XRP to be converted into Rakuten Points and spent across up to 5 million participating merchants, according to the announcement. Market observers view large-scale consumer payment rails as a longer-term adoption tailwind, particularly if user experience and settlement costs prove competitive.

Regulatory expectations in the U.S. are also feeding sentiment. Ripple CEO Brad Garlinghouse reportedly said he expects the CLARITY Act to pass by late May, with the Senate Banking Committee returning to the agenda on Sunday ET (April 13) and an SEC roundtable scheduled for Wednesday ET (April 16). Any progress toward clearer definitions for digital assets could reshape both compliance strategies and the willingness of traditional firms to expand crypto exposure, though legislative timelines remain uncertain and subject to political negotiation.

From a chart perspective, XRP is approaching a technically pivotal zone. The report identified $1.30 as a key near-term support level, while resistance is clustered around the 50-day moving average in the $1.37–$1.40 range. Higher up, the 200-day moving average was cited as a broader resistance band between $1.57 and $1.80. On hourly timeframes, a potential ‘golden cross’—where the 50-period moving average rises above the 200-period—was described as nearing formation, often interpreted by traders as a bullish momentum signal.

In the near term, a decisive move above $1.40 could open the door to a retest of the $1.57–$1.80 region, where longer-term holders may look to reduce risk and where sellers have previously emerged. Conversely, a breakdown below $1.30 could expose XRP to another leg of consolidation, particularly if ETF flows cool or macro risk appetite weakens.

For now, XRP’s price action sits at the intersection of improving ETF-driven demand, early signs of payments expansion in Japan, and a potentially consequential U.S. policy backdrop. How those themes develop—especially the durability of ETF inflows and the trajectory of the CLARITY Act—will likely shape whether the token can convert this week’s momentum into a sustained trend.