Bitwise Predicts XRP Could Soar to $29 by 2030—Or Crash to $0.13

Bitwise, a leading crypto index fund manager, has projected a potential surge in XRP’s price to $29.32 by 2030—if the Ripple-linked token captures a significant share of the global payments and real-world asset (RWA) tokenization markets. This optimistic forecast is based on the capital asset pricing model (CAPM), highlighting how even a small market share in tokenization could drive substantial growth in XRP's market cap.

In Bitwise’s “max scenario,” XRP’s valuation would skyrocket to $2.9 trillion, rivaling tech giant Microsoft’s current market cap. A more conservative “bull scenario” puts XRP at $12.70, assuming steady network expansion and minimal setbacks—without major breakthroughs in payment adoption or tokenization.

However, the “bear scenario” paints a grim picture, with XRP plunging to just $0.13 by decade’s end if institutional interest declines and XRPL usage stagnates.

Despite Ripple recently ending its cross-appeal with the U.S. Securities and Exchange Commission (SEC)—a major legal milestone—XRP has seen little price movement. Even the SEC dropping its appeal failed to spark a major rally.

A major bullish catalyst could be the long-awaited approval of an XRP exchange-traded fund (ETF) in the U.S., which analysts believe is increasingly likely. Bitwise filed for such an ETF in October, and market watchers, including Nate Geraci, anticipate industry giants like BlackRock and Fidelity to join the ETF race.

As XRP navigates regulatory clarity and adoption challenges, its future price hinges on whether it can solidify its role in the evolving digital asset landscape or fade into obscurity. Investors and crypto enthusiasts alike are watching closely as 2030 approaches.